On this page, you'll find links to studies, tables, reports and documents on group and individual life insurance plans, as well as mortality and longevity stats as they relate to life insurance. Available resources include a relative risk tool and mortality and other rate tables.
Life and Annuities Research
Experience Studies
2020-2024 Individual Payout Annuity Mortality Experience Study
Explore the latest individual payout annuity mortality experience, with insights from 2020–2024 data to support stronger actuarial analysis and industry benchmarking.
2023-24 Fixed Rate Deferred Surrender Study
Benchmark fixed-rate deferred annuity surrenders with 2023–2024 results from 24 insurers covering 65% sales.
Research Reports
International Reinsurance Landscape Overview for U.S. Life & Annuities
Explore international reinsurance jurisdictions and capital frameworks to strengthen U.S. life and annuity competitiveness.
Complex Assets in Insurance and Annuity Industries
Explore how life and annuity insurers use CLOs, ABS, and MBS to boost yield, and learn the key liquidity, valuation, and cash-flow risks to manage.
NAIC Summer 2024 Meeting
Catch highlights of the National Association of Insurance Commissioners (NAIC) Summer Meeting. The SOA shared key research and related materials.
Navigating Global Insurance Demand Trends
Learn more about the behavioral factors influencing life & health insurance purchases.
Software and Tools
The SOA offers a variety of software and tools to help you in your work with relative risk and mortality calculations
Understanding Mortality and Longevity
Access the SOA’s collection of mortality and longevity research.