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[null,null,null,null,null,null,null,null,null,null,null,null,"Copyright © 2025 Society of Actuaries Research Institute"]
[null,null,"Morbidity Rate Analysis: the Incidence Rate of Critical Illness among the Substandard Population"]
[]
[]
[null,null,"Disclaimer"]
[]
[null,null,"This software is made available free of charge with the understanding that neither the author nor the Society of Actuaries Research Institute "]
[null,null,"accepts any liability for its use. It may be used for any personal, research or commercial use provided that the user does not represent it as"]
[null,null,"his or her own work and does not distribute it to others for a fee."]
[]
[null,null,"This software is provided solely for illustrative purposes."]

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[]
[]
["General Guidance for Using this Tool"]
[]
["Throughout this Excel file, factors that can be changed by the user are identified with yellow background."]
[]
[]
["1)","In the Input panel, choose PEI Data Source, PEI Type, Critical Illness Type and Diagnoses Data from the dropdown menu."]
[]
["2)","In the PEI Data Source dropdown menu, '2013 NHSS' represents the 2013 National Health Services Survey; '2023 Meinian' represents the Blue Book of Meinian Health Check-up Data in 2023;"]
[null,"In the Diagnoses Data dropdown menu, 'Raw' represents raw data of the prevalence rate of PEIs among critical-ill population; 'Increase by 5%' represents increasing the rate by 5%; 'Decrease by 5%' represents decreasing the rate by 5%."]
[]
["3)","The Output panel show: ","(1) the incidence rate of critical illness among individuals with PEIs;"]
[null,null,"(2) the price of the insurance of critical illness (Per 1000 yuan insurance amount) for the selected input."]

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["Input"]
["PEI Data Source","2013 NHSS"]
["PEI Type","Hypertension or Diabetes or Hyperlipidemia"]
["Critical Illness Type","Stroke"]
["Diagnoses Data","Raw"]
[]
["Output"]
["Table 1.  Estimated critical illness incidence rate conditional on PEI by age group, gender and state (rates per 1000)",null,null,null,null,null,null,null,null,null,null,"Table 2.  Critical illness insurance rate by age group, gender and state (per 1000 yuan)"]
["Age group","Male",null,null,"Female",null,null,null,null,null,null,"Age group","Male",null,null,"Female"]
[null,"Healthy ","PEI\nSufferers","All Population","Healthy ","PEI\nSufferers","All Population",null,null,null,null,null,"Healthy ","PEI\nSufferers","All Population","Healthy ","PEI\nSufferers","All Population"]
["15-24",null,null,null,null,null,null,null,null,null,null,"15-24"]
["25-34",2.0393259318001601E-2,0.27589608589290598,4.2700000000000002E-2,9.8467078189300398E-3,0.16996226415094301,1.2E-2,null,null,null,null,"25-34",0.15,2.09,0.32,0.08,1.32,0.09]
["35-44",4.0375981466092503E-2,0.65718441923925497,0.1691,2.3797123995553102E-2,0.46862294220288198,4.7399999999999998E-2,null,null,null,null,"35-44",0.28999999999999998,4.78,1.23,0.18,3.56,0.36]
["45-54",0.12124562188198899,1.2656419637070599,0.5181,0.120228302861558,0.86839055750056304,0.25679999999999997,null,null,null,null,"45-54",0.82,8.4700000000000006,3.48,0.88,6.33,1.88]
["55-64",0.22564688536675301,1.8085610237659999,1.0203,0.30134942558955402,1.8907203735781499,0.92110000000000003,null,null,null,null,"55-64",1.3,10.34,5.85,2.0099999999999998,12.52,6.12]
["65-74",0.55541414142012102,3.1415293923160199,2.0613999999999999,0.65364363497133704,3.7495856422985798,2.3239999999999998,null,null,null,null,"65-74",2.41,13.49,8.8800000000000008,3.59,20.34,12.68]
["Above 75",1.6653338071761701,4.4865998122327904,3.5259999999999998,1.7715338742617099,4.3842511418434098,3.6150000000000002,null,null,null,null,"Above 75",4.6100000000000003,12.33,9.7100000000000009,6.73,16.52,13.65]

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["PEI data source","PEI type","critical illness type"]
["2013 NHSS","hypertension","Myocardial infarct"]
["2023 Meinian","diabetes","Stroke"]
[null,"hyperlipidemia"]
[null,"3-Highs"]
[]
["NHSS",null,null,null,null,null,null,null,null,"Meinian"]
["高血压基础疾病",null,null,null,null,null,null,null,null,"高血压基础疾病"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","Hypertension sufferers","All population","Healthy ","Hypertension sufferers","All population",null,null,null,"Healthy ","Hypertension sufferers","All population","Healthy ","Hypertension sufferers","All population"]
["Myocardial infarct",null,null,null,null,null,null,null,null,"Myocardial infarct"]
[null,"25-34",7.0000000000000007E-2,0.28000000000000003,0.12,0.01,0.06,0.01,null,null,"25-34",7.4677125253988993E-2,0.27773043283247401,0.12,6.1396559944254499E-3,7.1803278688524999E-2,0.01]
[null,"35-44",0.22,1.25,0.54,0.02,0.13,0.05,null,null,"35-44",0.21013044851718299,1.2631063432835801,0.54,1.9528845615801999E-2,0.139130434782609,0.05]
[null,"45-54",0.55000000000000004,2.44,1.35,7.0000000000000007E-2,0.41,0.21,null,null,"45-54",0.62940686803600299,2.32750387738505,1.35,6.08633022640966E-2,0.50768178709824496,0.21]
[null,"55-64",0.84,3.6,2.38,0.13,1.1100000000000001,0.71,null,null,"55-64",0.82653635648232404,3.61280190237742,2.38,0.124517262569296,1.1176618656933599,0.71]
[null,"65-74",1,5.0599999999999996,3.73,7.0000000000000007E-2,2.72,1.93,null,null,"65-74",1.6542742954827201,4.74553278434772,3.73,0.91525826468162896,2.3610321722793,1.93]
[null,"Above 75",2.0699999999999998,6.34,5.12,1.38,3.67,3.07,null,null,"Above 75",2.438105235888,6.1984620483697901,5.12,1.6196547787359701,3.58629242591328,3.07]
["Stroke",null,null,null,null,null,null,null,null,"Stroke"]
[null,"25-34",0.02,0.14000000000000001,0.04,0.01,0.03,0.01,null,null,"25-34",2.1443757247777299E-2,0.125641025641026,0.04,9.2798725827662101E-3,3.4941451990632102E-2,0.01]
[null,"35-44",0.03,0.49,0.17,0.02,0.14000000000000001,0.05,null,null,"35-44",7.9351663305267203E-2,0.36979935487398202,0.17,1.79735397462715E-2,0.14993076061500901,0.05]
[null,"45-54",0.1,1.0900000000000001,0.52,0.08,0.5,0.26,null,null,"45-54",0.12111892453077,1.05739504592046,0.52,3.0385434058616601E-3,0.61157920670115795,0.26]
[null,"55-64",0.18,1.69,1.02,0.11,1.5,0.92,null,null,"55-64",0.25610644252995601,1.63055528690054,1.02,7.0822943315636502E-2,1.52180768168486,0.92]
[null,"65-74",0.24,2.95,2.06,7.0000000000000007E-2,3.29,2.3199999999999998,null,null,"65-74",0.69375193708370997,2.72894250689962,2.06,0.94047087495683102,2.9169410535899298,2.3199999999999998]
[null,"Above 75",1.38,4.38,3.53,1.58,4.33,3.62,null,null,"Above 75",1.32389333140064,4.40807634064344,3.53,1.8585726787786201,4.2353349537737204,3.62]
[]
[]
["糖尿病基础疾病",null,null,null,null,null,null,null,null,"糖尿病基础疾病"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","Diabetes sufferers","All population","Healthy ","Diabetes sufferers","All population",null,null,null,"Healthy ","Diabetes sufferers","All population","Healthy ","Diabetes sufferers","All population"]
["Myocardial infarct","15-34",5.7072770544159199E-2,0.36600844854070702,6.8949999999999997E-2,null,null,null,null,"Myocardial infarct","15-34",5.8253575055096901E-2,0.336475638944565,6.8949999999999997E-2]
[null,null,5.7072770544159199E-2,0.36600844854070702,6.8949999999999997E-2,null,null,null,null,null,null,5.8253575055096901E-2,0.336475638944565,6.8949999999999997E-2]
[null,"35-44",0.42690032098995201,1.73965682599725,0.53549999999999998,3.0343148620860801E-2,0.98188692468619199,4.6199999999999998E-2,null,null,"35-44",0.420848179598245,1.80676316954409,0.53549999999999998,3.1367652547935297E-2,0.921432619734178,4.6199999999999998E-2]
[null,"45-54",1.0584011226508601,3.1451045952777799,1.3493999999999999,0.16466258950943499,1.1543315550920501,0.2112,null,null,"45-54",1.13083237412747,2.6981436574792999,1.3493999999999999,0.17343690052518199,0.97651053957120004,0.2112]
[null,"55-64",1.8482405220192299,4.27937354743315,2.3757000000000001,0.53620660981953905,1.7964645815377001,0.70650000000000002,null,null,"55-64",1.94920083301601,3.9149939478457898,2.3757000000000001,0.56438405428149296,1.6161145607340199,0.70650000000000002]
[null,null,3.2543966584123298,5.7167974381926898,3.8580909090909099,1.6782442275690701,3.1753342675487199,2.0314545454545501,null,null,null,3.3251893242809998,5.4988348021153701,3.8580909090909099,1.6394967522835699,3.3008188556739202,2.0314545454545501]
[null,"Above 65",3.2543966584123298,5.7167974381926898,3.8580909090909099,1.6782442275690701,3.1753342675487199,2.0314545454545501,null,null,"Above 65",3.3251893242809998,5.4988348021153701,3.8580909090909099,1.6394967522835699,3.3008188556739202,2.0314545454545501]
["Stroke","15-34",2.41370554209333E-2,0.11421085043988299,2.76E-2,9.4677054283878303E-3,8.8209143222506406E-2,9.8499999999999994E-3,null,"Stroke","15-34",2.3108316407666599E-2,0.139940387481371,2.76E-2,9.4875060161093792E-3,8.4150605109816201E-2,9.8499999999999994E-3]
[null,null,2.41370554209333E-2,0.11421085043988299,2.76E-2,9.4677054283878303E-3,8.8209143222506406E-2,9.8499999999999994E-3,null,null,null,2.3108316407666599E-2,0.139940387481371,2.76E-2,9.4875060161093792E-3,8.4150605109816201E-2,9.8499999999999994E-3]
[null,"35-44",0.13847539264262099,0.508666657369786,0.1691,3.7140228971164098E-2,0.65281234652582498,4.7399999999999998E-2,null,null,"35-44",0.13360406778390299,0.56268006821727901,0.1691,3.7584184821260198E-2,0.62661523625843696,4.7399999999999998E-2]
[null,"45-54",0.36046876469052003,1.4908155519742099,0.5181,0.23453993129088399,0.707924654268002,0.25679999999999997,null,null,"45-54",0.33781821624444902,1.6305882352941199,0.5181,0.239332139969026,0.61080530071355899,0.25679999999999997]
[null,"55-64",0.71392299578059104,2.12605659898477,1.0203,0.68239151688517097,2.4489560819773102,0.92110000000000003,null,null,"55-64",0.61028278023322002,2.5001083413917802,1.0203,0.61148680457512405,2.9027824166352398,0.92110000000000003]
[null,null,1.8359051745753701,3.2987584385684001,2.1945454545454499,2.01370094056742,3.8263590933084801,2.44136363636364,null,null,null,1.68558398063763,3.7615804454376001,2.1945454545454499,1.9555421853645201,4.0147075570144901,2.44136363636364]
[null,"Above 65",1.8359051745753701,3.2987584385684001,2.1945454545454499,2.01370094056742,3.8263590933084801,2.44136363636364,null,null,"Above 65",1.68558398063763,3.7615804454376001,2.1945454545454499,1.9555421853645201,4.0147075570144901,2.44136363636364]
[]
[]
["高血脂基础疾病",null,null,null,null,null,null,null,null,"高血脂基础疾病"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","Hyperlipidemia sufferers","All population","Healthy ","Hyperlipidemia sufferers","All population",null,null,null,"Healthy ","Hyperlipidemia sufferers","All population","Healthy ","Hyperlipidemia sufferers","All population"]
["Myocardial infarct","15-24",null,null,null,null,null,null,null,"Myocardial infarct","15-24"]
[null,"25-34",8.8266028633320795E-2,0.91600747987268305,0.11609999999999999,null,null,null,null,null,"25-34",9.5907507118629096E-2,0.69640260505407703,0.11609999999999999]
[null,"35-44",0.425747252463204,2.1268180555555598,0.53549999999999998,3.8030716657247797E-2,0.66794395161290299,4.6199999999999998E-2,null,null,"35-44",0.45581110795484803,1.69091866226314,0.53549999999999998,3.95825832911188E-2,0.54983522005871899,4.6199999999999998E-2]
[null,"45-54",1.1770769233321301,3.5694373902079399,1.3493999999999999,0.17099206311933501,1.2840106510729401,0.2112,null,null,"45-54",1.2124591901928601,3.11360781183684,1.3493999999999999,0.180153745147519,1.0395626434382701,0.2112]
[null,"55-64",2.1892197489166101,4.8721715303486999,2.3757000000000001,0.61408161575737596,1.81742871040663,0.70650000000000002,null,null,"55-64",2.21778710477968,4.4897310831959603,2.3757000000000001,0.63385931509834303,1.5796879816140801,0.70650000000000002]
[null,"65-74",3.5682885315627502,6.4157153951713797,3.7315999999999998,1.76312848215377,3.70429916637613,1.9273,null,null,"65-74",3.5853722415561302,6.13493505905259,3.7315999999999998,1.79228026601656,3.3887590757309298,1.9273]
[null,"Above 75",5.0777241509512301,6.3269761810242198,5.1230000000000002,3.0138923992239999,3.9469624413719302,3.073,null,null,"Above 75",5.0798268985955097,6.2710598783681197,5.1230000000000002,3.01902685392951,3.8710446150580702,3.073]
["Stroke","15-24",null,null,null,null,null,null,null,"Stroke","15-24"]
[null,"25-34",3.6255023635582299E-2,0.227919160197601,4.2700000000000002E-2,null,null,null,null,null,"25-34",3.7023898531909898E-2,0.205822824300847,4.2700000000000002E-2]
[null,"35-44",0.14327740948913001,0.54350479116377703,0.1691,4.3299248653180702E-2,0.35949804336329999,4.7399999999999998E-2,null,null,"35-44",0.14578475394898199,0.50715050755805702,0.1691,4.3772787037007203E-2,0.32345820808669701,4.7399999999999998E-2]
[null,"45-54",0.44096279970937302,1.51185819032761,0.5181,0.22695430857993701,1.05312973308504,0.25679999999999997,null,null,"45-54",0.44794968762090198,1.42184614606333,0.5181,0.22965181968937101,0.98115591711489303,0.25679999999999997]
[null,"55-64",0.91537172540767997,2.4250088028169001,1.0203,0.76897446370700595,2.7497472679528601,0.92110000000000003,null,null,"55-64",0.92506577592042905,2.2952314082765,1.0203,0.77979970789180197,2.61962083628445,0.92110000000000003]
[null,"65-74",1.92157507644937,4.3595008836811804,2.0613999999999999,2.0317187546586002,5.4876640516751101,2.3239999999999998,null,null,"65-74",1.9350308553653599,4.13834762550505,2.0613999999999999,2.0531343043044301,5.2558612739010897,2.3239999999999998]
[null,"Above 75",3.4425373515127902,5.7454402290622797,3.5259999999999998,3.4596665172851901,5.91175419062799,3.6150000000000002,null,null,"Above 75",3.4583913871423801,5.3238494323755798,3.5259999999999998,3.4812793547579299,5.5921877058667997,3.6150000000000002]
[]
[]
["三高基础疾病",null,null,null,null,null,null,null,null,"三高基础疾病"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","3-Highs sufferers","All population","Healthy ","3-Highs sufferers","All population",null,null,null,"Healthy ","3-Highs sufferers","All population","Healthy ","3-Highs sufferers","All population"]
["Myocardial infarct","15-24",null,null,null,null,null,null,null,"Myocardial infarct","15-24"]
[null,"25-34",5.7112776400064902E-2,0.73275618735126602,0.11609999999999999,7.9671450617284003E-3,0.389638490566038,1.3100000000000001E-2,null,null,"25-34",4.7811994714769303E-2,0.82998715065850004,0.11609999999999999,6.6119084362140203E-3,0.48905660377358501,1.3100000000000001E-2]
[null,"35-44",0.19455960957722199,1.8282478053435101,0.53549999999999998,1.9312224799352001E-2,0.52604609067017105,4.6199999999999998E-2,null,null,"35-44",0.16516988658388701,1.9396851737708001,0.53549999999999998,2.5035779862733702E-2,0.42390206791618001,4.6199999999999998E-2]
[null,"45-54",0.51451262993432301,2.9220507719351199,1.3493999999999999,8.9340192222720896E-2,0.75690829342384602,0.2112,null,null,"45-54",0.64340540168587901,2.6792595593000601,1.3493999999999999,6.9172988319760501E-2,0.84722035468304002,0.2112]
[null,"55-64",0.86438950242812196,3.8748537038071298,2.3757000000000001,0.25780995741564899,1.40849048564868,0.70650000000000002,null,null,"55-64",1.2596592152991599,3.48276349136869,2.3757000000000001,0.22278403667243901,1.4632897028793499,0.70650000000000002]
[null,"65-74",1.4554900458237501,5.36408097426835,3.7315999999999998,0.64160660938790504,3.0245904204327299,1.9273,null,null,"65-74",1.0074691931853199,5.6854123390672102,3.7315999999999998,0.51807017149396795,3.4714088627170101,1.9273]
[null,"Above 75",2.6610034351156799,6.3940465999043301,5.1230000000000002,1.58579248501783,3.69358969410135,3.073,null,null,"Above 75",2.6439117241700698,6.4028704794311402,5.1230000000000002,2.45908910299516,3.32917593505926,3.073]
["Stroke","15-24",null,null,null,null,null,null,null,"Stroke","15-24"]
[null,"25-34",2.0393259318001601E-2,0.27589608589290598,4.2700000000000002E-2,9.8467078189300398E-3,0.16996226415094301,1.2E-2,null,null,"25-34",1.30293541043258E-2,0.35287881937227,4.2700000000000002E-2,9.8106390704429895E-3,0.17260821309655899,1.2E-2]
[null,"35-44",4.0375981466092503E-2,0.65718441923925497,0.1691,2.3797123995553102E-2,0.46862294220288198,4.7399999999999998E-2,null,null,"35-44",4.8162078326564703E-2,0.62766178152511998,0.1691,2.24637188364098E-2,0.4924192305949,4.7399999999999998E-2]
[null,"45-54",0.12124562188198899,1.2656419637070599,0.5181,0.120228302861558,0.86839055750056304,0.25679999999999997,null,null,"45-54",0.12389817764780101,1.0438661157917399,0.5181,0.15285459779955499,0.72228463417678601,0.25679999999999997]
[null,"55-64",0.22564688536675301,1.8085610237659999,1.0203,0.30134942558955402,1.8907203735781499,0.92110000000000003,null,null,"55-64",0.23276461481754901,1.80150054844607,1.0203,0.46964398266065099,1.6274179450912101,0.92110000000000003]
[null,"65-74",0.55541414142012102,3.1415293923160199,2.0613999999999999,0.65364363497133704,3.7495856422985798,2.3239999999999998,null,null,"65-74",0.51621624887158701,3.6561926642406699,2.0613999999999999,0.66904968075786697,3.7364371680342301,2.3239999999999998]
[null,"Above 75",1.6653338071761701,4.4865998122327904,3.5259999999999998,1.7715338742617099,4.3842511418434098,3.6150000000000002,null,null,"Above 75",1.6338140504662999,4.6941144129179202,3.5259999999999998,1.5544587818787701,4.4748333664636002,3.6150000000000002]

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["PEI data source","PEI type","critical illness type"]
["2013 NHSS","hypertension","Myocardial infarct"]
["2023 Meinian","diabetes","Stroke"]
[null,"hyperlipidemia"]
[null,"3-Highs"]
[]
["NHSS",null,null,null,null,null,null,null,null,"Meinian"]
["高血压基础疾病",null,null,null,null,null,null,null,null,"高血压基础疾病"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","Hypertension sufferers","All population","Healthy ","Hypertension sufferers","All population",null,null,null,"Healthy ","Hypertension sufferers","All population","Healthy ","Hypertension sufferers","All population"]
["Myocardial infarct",null,null,null,null,null,null,null,null,"Myocardial infarct"]
[null,"25-34",6.94772521054213E-2,0.31921670311756101,0.12,6.8780586525978502E-3,0.06,0.01,null,null,"25-34",6.9280556465890694E-2,0.313584997757345,0.12,5.8737075952616296E-3,8.1918770491803697E-2,0.01]
[null,"35-44",0.210842018184661,1.3616334438720299,0.54,2.2325705613576202E-2,0.13,0.05,null,null,"35-44",0.20538588123960599,1.4257972947761199,0.54,1.8909518773431701E-2,0.15769,0.05]
[null,"45-54",0.53077227155159801,2.64178028947273,1.35,6.7103590733103E-2,0.41,0.21,null,null,"45-54",0.60246583783060303,2.60915945899281,1.35,6.2293806924482102E-2,0.57327405516298202,0.21]
[null,"55-64",0.83050868891756802,3.8612427442141901,2.38,0.147877177478838,1.1100000000000001,0.71,null,null,"55-64",0.82134090300997598,4.0359371877340298,2.38,0.141164673183902,1.24998614554736,0.71]
[null,"65-74",1.0383217893422301,5.4019053492955997,3.73,0.16002292675804899,2.72,1.93,null,null,"65-74",1.5927131511603201,5.2707827019998801,3.73,0.87433452497938502,2.6188219981211902,1.93]
[null,"Above 75",2.0180178557131399,6.7551187050756498,5.12,1.32466513924853,3.67,3.07,null,null,"Above 75",2.3285394505047998,6.8720813556252596,5.12,1.5303565619255699,3.97058628980027,3.07]
["Stroke",null,null,null,null,null,null,null,null,"Stroke"]
[null,"25-34",1.70585768297342E-2,0.15979238045018099,0.04,8.6910518514986407E-3,3.7264479372633101E-2,0.01,null,null,"25-34",2.0362193660610699E-2,0.14235217948717999,0.04,8.4878916953512792E-3,0.14235217948717999,0.01]
[null,"35-44",3.1139412467112899E-2,0.55224967021895599,0.17,1.9859567951275001E-2,0.15962259592264899,0.05,null,null,"35-44",7.59039138094771E-2,0.41681425810507899,0.17,1.76475087843307E-2,0.41681425810507899,0.05]
[null,"45-54",0.108010541907018,1.2284125334095199,0.52,8.3471035054003301E-2,0.56176127676130205,0.26,null,null,"45-54",0.12885608585115399,1.19009930280853,0.52,1.5422761894982401E-2,1.19009930280853,0.26]
[null,"55-64",0.203000604089772,1.8951115352343699,1.02,0.13843557704079601,1.67326412722521,0.92,null,null,"55-64",0.26870547615046197,1.8241235799356199,1.02,0.10625450181829101,1.8241235799356199,0.92]
[null,"65-74",0.30747754512605302,3.2896400384776898,2.06,0.17707847886883901,3.66650071393319,2.3199999999999998,null,null,"65-74",0.692759146521153,3.0352138829345598,2.06,0.91560024371330595,3.0352138829345598,2.3199999999999998]
[null,"Above 75",1.35060651737244,4.8664345302952796,3.53,1.5214701498237,4.8041188164139399,3.62,null,null,"Above 75",1.3016093316905399,4.8929877917399596,3.53,1.7605367769618201,4.8929877917399596,3.62]
[]
[]
["糖尿病基础疾病",null,null,null,null,null,null,null,null,"糖尿病基础疾病"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","Diabetes sufferers","All population","Healthy ","Diabetes sufferers","All population",null,null,null,"Healthy ","Diabetes sufferers","All population","Healthy ","Diabetes sufferers","All population"]
["Myocardial infarct","15-34",5.1959354962535301E-2,0.41746221582181298,6.8949999999999997E-2,null,null,null,null,"Myocardial infarct","15-34",5.2963038796832403E-2,0.38349948478625001,6.8949999999999997E-2]
[null,null,5.1959354962535301E-2,0.41746221582181298,6.8949999999999997E-2,null,null,null,null,null,null,5.2963038796832403E-2,0.38349948478625001,6.8949999999999997E-2]
[null,"35-44",0.38964027284145902,1.9738303498968399,0.53549999999999998,2.8101676327731698E-2,1.1268599633891201,4.6199999999999998E-2,null,null,"35-44",0.384495952658508,2.0510026449757,0.53549999999999998,2.8972504665745E-2,1.0573375126943001,4.6199999999999998E-2]
[null,"45-54",0.96711095425323101,3.5494002845694501,1.3493999999999999,0.15052320108302,1.3169212883558601,0.2112,null,null,"45-54",1.0286775180083501,3.0353952061011902,1.3493999999999999,0.15798136544640501,1.1124271205068801,0.2112]
[null,"55-64",1.6897894437163501,4.80249457954812,2.3757000000000001,0.49110061834660801,2.0306092687683601,0.70650000000000002,null,null,"55-64",1.7756057080636101,4.3834580400226599,2.3757000000000001,0.51505144613926901,1.82320674484412,0.70650000000000002]
[null,null,2.9591417051050302,6.3814125084670499,3.8580909090909099,1.52808032070644,3.5500616804082998,2.0314545454545501,null,null,null,3.0193154710934,6.1307554769781296,3.8580909090909099,1.49514496671376,3.6943689567522799,2.0314545454545501]
[null,"Above 65",2.9591417051050302,6.3814125084670499,3.8580909090909099,1.52808032070644,3.5500616804082998,2.0314545454545501,null,null,"Above 65",3.0193154710934,6.1307554769781296,3.8580909090909099,1.49514496671376,3.6943689567522799,2.0314545454545501]
["Stroke","15-34",2.1896497107793299E-2,0.129962478005865,2.76E-2,8.5400496141296595E-3,0.10094801470588199,9.8499999999999994E-3,null,"Stroke","15-34",2.1022068946516599E-2,0.15955144560357701,2.76E-2,8.5568801136929693E-3,9.6280695876288597E-2,9.8499999999999994E-3]
[null,null,2.1896497107793299E-2,0.129962478005865,2.76E-2,8.5400496141296595E-3,0.10094801470588199,9.8499999999999994E-3,null,null,null,2.1022068946516599E-2,0.15955144560357701,2.76E-2,8.5568801136929693E-3,9.6280695876288597E-2,9.8499999999999994E-3]
[null,"35-44",0.126159083746228,0.576511655975254,0.1691,3.3939194625489499E-2,0.74836419850469904,4.7399999999999998E-2,null,null,"35-44",0.12201845761631699,0.63862707844987099,0.1691,3.4316557098071201E-2,0.71823752169720201,4.7399999999999998E-2]
[null,"45-54",0.332303449986942,1.68853288477034,0.5181,0.212198941597251,0.80127335240820197,0.25679999999999997,null,null,"45-54",0.313050483807782,1.84927147058824,0.5181,0.216272318973672,0.68958609582059305,0.25679999999999997]
[null,"55-64",0.65784954641350202,2.3939500888324901,1.0203,0.62608778935239495,2.7702444942739102,0.92110000000000003,null,null,"55-64",0.56975536319823705,2.8241095926005499,1.0203,0.56581878388885498,3.2921447791305298,0.92110000000000003]
[null,null,1.67024667111634,3.6838449316263899,2.1945454545454499,1.8337139813004899,4.27824477548657,2.44136363636364,null,null,null,1.54247365626926,4.2160902395259701,2.1945454545454499,1.7842790393780199,4.4948455087484804,2.44136363636364]
[null,"Above 65",1.67024667111634,3.6838449316263899,2.1945454545454499,1.8337139813004899,4.27824477548657,2.44136363636364,null,null,"Above 65",1.54247365626926,4.2160902395259701,2.1945454545454499,1.7842790393780199,4.4948455087484804,2.44136363636364]
[]
[]
["高血脂基础疾病",null,null,null,null,null,null,null,null,"高血脂基础疾病"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","Hyperlipidemia sufferers","All population","Healthy ","Hyperlipidemia sufferers","All population",null,null,null,"Healthy ","Hyperlipidemia sufferers","All population","Healthy ","Hyperlipidemia sufferers","All population"]
["Myocardial infarct","15-24",null,null,null,null,null,null,null,"Myocardial infarct","15-24"]
[null,"25-34",8.0831124338322694E-2,1.0476036018535899,0.11609999999999999,null,null,null,null,null,"25-34",8.7326381050834706E-2,0.79505799581218894,0.11609999999999999]
[null,"35-44",0.38866016459372299,2.4190657638888902,0.53549999999999998,3.4636109158660597E-2,0.76582554435483796,4.6199999999999998E-2,null,null,"35-44",0.41421444176161998,1.9177814616026101,0.53549999999999998,3.5955195797450899E-2,0.63000050306752697,4.6199999999999998E-2]
[null,"45-54",1.06798538483231,4.0373829987391296,1.3493999999999999,0.15590325365143501,1.4660522487338801,0.2112,null,null,"45-54",1.09806031166393,3.5131789836123701,1.3493999999999999,0.163690683375391,1.18493703995401,0.2112]
[null,"55-64",1.9796217865791199,5.4842122599009997,2.3757000000000001,0.55729437339376997,2.05471801696762,0.70650000000000002,null,null,"55-64",2.0039040390627298,5.0444057456753502,2.3757000000000001,0.57410541783359204,1.78131617885619,0.70650000000000002]
[null,"65-74",3.2196252518283401,7.1914927044470902,3.7315999999999998,1.5950242098306999,4.1635790413325502,1.9273,null,null,"65-74",3.23414640532271,6.8685953179104802,3.7315999999999998,1.61980322611408,3.8007079370905701,1.9273]
[null,"Above 75",4.5722155283085497,7.0198726081778497,5.1230000000000002,2.7154585393403998,4.3853568075777201,3.073,null,null,"Above 75",4.5740028638061903,6.9555688601233401,5.1230000000000002,2.7198228258400801,4.2980513073167801,3.073]
["Stroke","15-24",null,null,null,null,null,null,null,"Stroke","15-24"]
[null,"25-34",3.2951770090244997E-2,0.25997203422724102,4.2700000000000002E-2,null,null,null,null,null,"25-34",3.3605313752123403E-2,0.23456124794597399,4.2700000000000002E-2]
[null,"35-44",0.13024079806576,0.61657550983834397,0.1691,3.91743613552036E-2,0.411052749867795,4.7399999999999998E-2,null,null,"35-44",0.13237204085663501,0.57476808369176602,0.1691,3.9576868981456098E-2,0.36960693929970201,4.7399999999999998E-2]
[null,"45-54",0.40072337975296701,1.71273191887675,0.5181,0.20575116229294599,1.1982591930477999,0.25679999999999997,null,null,"45-54",0.406662234477766,1.6092180679728301,0.5181,0.20804404673596499,1.1154893046821299,0.25679999999999997]
[null,"55-64",0.82908096659652797,2.7377451232394301,1.0203,0.69968329415095498,3.1161543581457898,0.92110000000000003,null,null,"55-64",0.83732090953236504,2.5885011195179701,1.0203,0.708884751708032,2.9665089617271199,0.92110000000000003]
[null,"65-74",1.7364088149819601,4.9103560162333597,2.0613999999999999,1.84316094145981,6.1946136594263796,2.3239999999999998,null,null,"65-74",1.7478462270605499,4.6560297693308099,2.0613999999999999,1.8613641586587699,5.9280404649862497,2.3239999999999998]
[null,"Above 75",3.1024567487858699,6.4309562634216197,3.5259999999999998,3.1214665396924102,6.6177673192221897,3.6150000000000002,null,null,"Above 75",3.1159326790710198,5.9461268472319198,3.5259999999999998,3.1398374515442402,6.2502658617468203,3.6150000000000002]
[]
[]
["三高基础疾病",null,null,null,null,null,null,null,null,"三高基础疾病"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","3-Highs sufferers","All population","Healthy ","3-Highs sufferers","All population",null,null,null,"Healthy ","3-Highs sufferers","All population","Healthy ","3-Highs sufferers","All population"]
["Myocardial infarct","15-24",null,null,null,null,null,null,null,"Myocardial infarct","15-24"]
[null,"25-34",5.4350859940055202E-2,0.83686461545395596,0.11609999999999999,7.4270733024691402E-3,0.44742926415094397,1.3100000000000001E-2,null,null,"25-34",4.6445195507553903E-2,0.94868022325727497,0.11609999999999999,6.27512217078192E-3,0.56176009433962304,1.3100000000000001E-2]
[null,"35-44",0.192150668140639,2.0757099761450402,0.53549999999999998,1.8725391079449202E-2,0.60264300427069695,4.6199999999999998E-2,null,null,"35-44",0.167169403596304,2.2038629498364202,0.53549999999999998,2.35904128833237E-2,0.485177378103607,4.6199999999999998E-2]
[null,"45-54",0.50480573544417495,3.2928883877253901,1.3493999999999999,8.6499163389312794E-2,0.85988453743742299,0.2112,null,null,"45-54",0.61436459143299704,3.0136784931950702,1.3493999999999999,6.9357040071796397E-2,0.96374340788549595,0.2112]
[null,"55-64",0.85351607706390398,4.3372967593781997,2.3757000000000001,0.25446346380330198,1.58443905849598,0.70650000000000002,null,null,"55-64",1.1894953330042899,3.88639301507399,2.3757000000000001,0.224691431171573,1.64745815831125,0.70650000000000002]
[null,"65-74",1.42374653895019,5.9821131204086004,3.7315999999999998,0.64173061797971898,3.3819139834976402,1.9273,null,null,"65-74",1.0429288142075199,6.3516441899272902,3.7315999999999998,0.536724645769873,3.8957551921245601,1.9273]
[null,"Above 75",2.51800291984833,7.0970035898899804,5.1230000000000002,1.50157361226516,4.09397814821655,3.073,null,null,"Above 75",2.5034749655445601,7.1071510513458103,5.1230000000000002,2.2438757375458902,3.6749023253181501,3.073]
["Stroke","15-24",null,null,null,null,null,null,null,"Stroke","15-24"]
[null,"25-34",1.9469270420301402E-2,0.315145498776842,4.2700000000000002E-2,8.9697016460905301E-3,0.19485660377358399,1.2E-2,null,null,"25-34",1.3209950988676901E-2,0.40367564227810998,4.2700000000000002E-2,8.9390432098765404E-3,0.19789944506104301,1.2E-2]
[null,"35-44",4.2774584246178603E-2,0.74730708212514296,0.1691,2.25975553962201E-2,0.53654638353331396,4.7399999999999998E-2,null,null,"35-44",4.9392766577580002E-2,0.71335604875388803,0.1691,2.14641610109483E-2,0.56391211518413498,4.7399999999999998E-2]
[null,"45-54",0.12896377859969099,1.42958325826312,0.5181,0.11503405743232401,0.98580914112564699,0.25679999999999997,null,null,"45-54",0.13121845100063101,1.1745410331605,0.5181,0.14276640812962199,0.817787329303304,0.25679999999999997]
[null,"55-64",0.24281485256174001,2.0288301773308999,1.0203,0.30220201175112099,2.12827342961487,0.92110000000000003,null,null,"55-64",0.24886492259491599,2.0207106307129798,1.0203,0.44525238526155297,1.8254756368548899,0.92110000000000003]
[null,"65-74",0.57517202020710301,3.5096888011634202,2.0613999999999999,0.67179708972563601,4.1958234886433701,2.3239999999999998,null,null,"65-74",0.541853811540849,4.1015515638767699,2.0613999999999999,0.68489222864418697,4.18070274323936,2.3239999999999998]
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["PEI data source","PEI type","critical illness type"]
["2013 NHSS","hypertension","Myocardial infarct"]
["2023 Meinian","diabetes","Stroke"]
[null,"hyperlipidemia"]
[null,"3-Highs"]
[]
["NHSS",null,null,null,null,null,null,null,null,"Meinian"]
["高血压基础疾病",null,null,null,null,null,null,null,null,"高血压基础疾病"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
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[]
[]
["糖尿病基础疾病",null,null,null,null,null,null,null,null,"糖尿病基础疾病"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","Diabetes sufferers","All population","Healthy ","Diabetes sufferers","All population",null,null,null,"Healthy ","Diabetes sufferers","All population","Healthy ","Diabetes sufferers","All population"]
["Myocardial infarct","15-34",6.2186186125783097E-2,0.31455468125960101,6.8949999999999997E-2,null,null,null,null,"Myocardial infarct","15-34",6.3544111313361504E-2,0.28945179310288,6.8949999999999997E-2]
[null,null,6.2186186125783097E-2,0.31455468125960101,6.8949999999999997E-2,null,null,null,null,null,null,6.3544111313361504E-2,0.28945179310288,6.8949999999999997E-2]
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[null,"Above 65",2.0015636780344002,2.9136719455104099,2.1945454545454499,2.1936878998343499,3.3744734111303898,2.44136363636364,null,null,"Above 65",1.8286943050060001,3.3070706513492301,2.1945454545454499,2.1268053313510098,3.5345696052804998,2.44136363636364]
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[]
["高血脂基础疾病",null,null,null,null,null,null,null,null,"高血脂基础疾病"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","Hyperlipidemia sufferers","All population","Healthy ","Hyperlipidemia sufferers","All population",null,null,null,"Healthy ","Hyperlipidemia sufferers","All population","Healthy ","Hyperlipidemia sufferers","All population"]
["Myocardial infarct","15-24",null,null,null,null,null,null,null,"Myocardial infarct","15-24"]
[null,"25-34",9.5700932928318896E-2,0.78441135789178096,0.11609999999999999,null,null,null,null,null,"25-34",0.104488633186423,0.597747214295965,0.11609999999999999]
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[null,"45-54",1.28616846183195,3.1014917816767502,1.3493999999999999,0.18608087258723499,1.1019690534119999,0.2112,null,null,"45-54",1.3268580687217799,2.7140366400613098,1.3493999999999999,0.196616806919647,0.89418824692252996,0.2112]
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[]
[]
["三高基础疾病",null,null,null,null,null,null,null,null,"三高基础疾病"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","3-Highs sufferers","All population","Healthy ","3-Highs sufferers","All population",null,null,null,"Healthy ","3-Highs sufferers","All population","Healthy ","3-Highs sufferers","All population"]
["Myocardial infarct","15-24",null,null,null,null,null,null,null,"Myocardial infarct","15-24"]
[null,"25-34",5.9874692860074602E-2,0.62864775924857597,0.11609999999999999,8.5072168209876595E-3,0.33184771698113202,1.3100000000000001E-2,null,null,"25-34",4.9178793921984702E-2,0.711294078059725,0.11609999999999999,4.9178793921984702E-2,0.41635311320754698,1.3100000000000001E-2]
[null,"35-44",0.196968551013805,1.58078563454198,0.53549999999999998,1.98990585192548E-2,0.44944917706964499,4.6199999999999998E-2,null,null,"35-44",0.16317036957146999,1.67550739770518,0.53549999999999998,0.16317036957146999,0.36262675772875302,4.6199999999999998E-2]
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[null,"Above 75",2.8040039503830299,5.6910896099186798,5.1230000000000002,1.6700113577705,3.2932012399861499,3.073,null,null,"Above 75",2.78434848279558,5.6985899075164701,5.1230000000000002,2.78434848279558,2.9834495448003699,3.073]
["Stroke","15-24",null,null,null,null,null,null,null,"Stroke","15-24"]
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[null,"35-44",3.7977378686006397E-2,0.56706175635336697,0.1691,2.49966925948861E-2,0.40069950087244999,4.7399999999999998E-2,null,null,"35-44",4.6931390075549403E-2,0.54196751429635204,0.1691,2.3463276661871198E-2,0.42092634600566498,4.7399999999999998E-2]
[null,"45-54",0.11352746516428699,1.1017006691510001,0.5181,0.125422548290792,0.75097197387547898,0.25679999999999997,null,null,"45-54",0.116577904294971,0.91319119842297902,0.5181,0.16294278746948801,0.62678193905026802,0.25679999999999997]
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[null,"Above 75",1.7388338782526001,3.9899098403978699,3.5259999999999998,1.85651395540097,3.9073634705668998,3.6150000000000002,null,null,"Above 75",1.70258615803624,4.1662972509802296,3.5259999999999998,1.6068775991605899,3.9843583614940599,3.6150000000000002]

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["PEI data source","PEI type","critical illness type"]
["2013 NHSS","hypertension","Myocardial infarct"]
["2023 Meinian","diabetes","Stroke"]
[null,"hyperlipidemia"]
[null,"3-Highs"]
[]
["NHSS",null,null,null,null,null,null,null,null,"Meinian"]
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["Myocardial infarct",null,null,null,null,null,null,null,null,"Myocardial infarct"]
[null,"25-34",0.56999999999999995,2.1,0.88,0.06,0.48,0.1,null,null,"25-34",0.60808516278248204,2.0829782462435502,0.88,3.6837935966552701E-2,0.57442622950819999,0.1]
[null,"35-44",1.58,9.06,3.9,0.18,0.95,0.35,null,null,"35-44",1.50911867571432,9.1549947761193895,3.9,0.175759610542218,1.0167224080267601,0.35]
[null,"45-54",3.66,16.27,9.0299999999999994,0.49,3.02,1.54,null,null,"45-54",4.1884166127486804,15.519872166006101,9.0299999999999994,0.42604311584867599,3.7395097488700002,1.54]
[null,"55-64",4.8099999999999996,20.47,13.56,0.88,7.39,4.7,null,null,"55-64",4.7329046127142602,20.542793039351601,13.56,0.84288608508446505,7.4410100788053404,4.7]
[null,"65-74",4.33,21.6,15.99,0.41,14.82,10.53,null,null,"65-74",7.1630076994401897,20.2576103047254,15.99,5.3607984074209698,12.864153232786499,10.53]
[null,"Above 75",5.73,17.36,14.06,5.24,13.86,11.62,null,null,"Above 75",6.7489579718058996,16.972444977870602,14.06,6.1499935076641101,13.5438727583537,11.62]
["Stroke",null,null,null,null,null,null,null,null,"Stroke"]
[null,"25-34",0.13,1.07,0.32,7.0000000000000007E-2,0.26,0.09,null,null,"25-34",0.13938442211055299,0.96025641025641295,0.32,6.4959108079363503E-2,0.30282591725214503,0.09]
[null,"35-44",0.19,3.55,1.23,0.16,1.07,0.36,null,null,"35-44",0.50256053426669201,2.67915859143395,1.23,0.143788317970172,1.14589938470043,0.36]
[null,"45-54",0.65,7.31,3.48,0.61,3.65,1.88,null,null,"45-54",0.787273009450003,7.0913374180537296,3.48,2.3168893469695102E-2,4.4645282089184501,1.88]
[null,"55-64",1.03,9.68,5.85,0.73,9.92,6.12,null,null,"55-64",1.46549797669919,9.3395119391699595,5.85,0.47000680564013297,10.064221468209199,6.12]
[null,"65-74",1.04,12.67,8.8800000000000008,0.39,17.88,12.68,null,null,"65-74",3.0062583940294099,11.7205768008197,8.8800000000000008,5.2397663033309101,15.852555026804801,12.68]
[null,"Above 75",3.83,12.05,9.7100000000000009,5.99,16.34,13.65,null,null,"Above 75",3.67428366613365,12.127241987386601,9.7100000000000009,7.0461078138505799,15.982765160430199,13.65]
[]
[]
["糖尿病保费",null,null,null,null,null,null,null,null,"糖尿病保费"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","Diabetes sufferers","All population","Healthy ","Diabetes sufferers","All population",null,null,null,"Healthy ","Diabetes sufferers","All population","Healthy ","Diabetes sufferers","All population"]
["Myocardial infarct","15-34",0.44,2.83,0.53,null,null,null,null,"Myocardial infarct","15-34",0.44910336014633501,2.6016504865111401,0.53]
[null,null,0.44,2.83,0.53,null,null,null,null,null,null,0.44910336014633501,2.6016504865111401,0.53]
[null,"35-44",3.11,12.59,3.9,0.23,7.45,0.35,null,null,"35-44",3.0659097081853601,13.075652602645,3.9,0.23776570375643599,6.9913070888621496,0.35]
[null,"45-54",7.09,20.89,9.0299999999999994,1.2,8.4,1.54,null,null,"45-54",7.5752012738639101,17.921254857269499,9.0299999999999994,1.2639439307390099,7.1060073652270299,1.54]
[null,"55-64",10.57,24.24,13.56,3.57,11.9,4.7,null,null,"55-64",11.147387236413399,22.176015307825701,13.56,3.7576020826431602,10.705339515390399,4.7]
[null,null,13.97,24.34,16.52,9.18,17.260000000000002,11.09,null,null,null,14.273888445690501,23.411996057324199,16.52,8.9680512160997292,17.942090075736498,11.09]
[null,"Above 65",13.97,24.34,16.52,9.18,17.260000000000002,11.09,null,null,"Above 65",14.273888445690501,23.411996057324199,16.52,8.9680512160997292,17.942090075736498,11.09]
["Stroke","15-34",0.19,0.88,0.21,7.0000000000000007E-2,0.69,0.08,null,"Stroke","15-34",0.181902060582288,1.0782472988276,0.21,7.0146396732660501E-2,0.65825282283161601,0.08]
[null,null,0.19,0.88,0.21,7.0000000000000007E-2,0.69,0.08,null,null,null,0.181902060582288,1.0782472988276,0.21,7.0146396732660501E-2,0.65825282283161601,0.08]
[null,"35-44",1.01,3.7,1.23,0.28000000000000003,4.96,0.36,null,null,"35-44",0.97446994651242402,4.0928891686534099,1.23,0.28334698092797,4.7609570933856302,0.36]
[null,"45-54",2.42,9.9700000000000006,3.48,1.71,5.16,1.88,null,null,"45-54",2.2679359861136601,10.9047458515939,3.48,1.74493936744383,4.4521056480804404,1.88]
[null,"55-64",4.0999999999999996,12.14,5.85,4.54,16.18,6.12,null,null,"55-64",3.5048029181640001,14.2758735957404,5.85,4.0682658328506403,19.178383739424401,6.12]
[null,null,7.92,14.16,9.4499999999999993,11,20.75,13.31,null,null,null,7.2715221415167797,16.146674604798299,9.4499999999999993,10.6823032187433,21.771396718550101,13.31]
[null,"Above 65",7.92,14.16,9.4499999999999993,11,20.75,13.31,null,null,"Above 65",7.2715221415167797,16.146674604798299,9.4499999999999993,10.6823032187433,21.771396718550101,13.31]
[]
[]
["高血脂保费",null,null,null,null,null,null,null,null,"高血脂保费"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","Hyperlipidemia sufferers","All population","Healthy ","Hyperlipidemia sufferers","All population",null,null,null,"Healthy ","Hyperlipidemia sufferers","All population","Healthy ","Hyperlipidemia sufferers","All population"]
["Myocardial infarct","15-24",null,null,null,null,null,null,null,"Myocardial infarct","15-24"]
[null,"25-34",0.67,6.92,0.88,null,null,null,null,null,"25-34",0.72800408905248704,5.26098982034953,0.88]
[null,"35-44",3.1,15.36,3.9,0.28999999999999998,5.07,0.35,null,null,"35-44",3.3189044121480298,12.211909986619601,3.9,0.30183362721976997,4.1735007240746098,0.35]
[null,"45-54",7.88,23.67,9.0299999999999994,1.25,9.34,1.54,null,null,"45-54",8.1168683450808299,20.647258615141201,9.0299999999999994,1.3169744684420699,7.5618649125690798,1.54]
[null,"55-64",12.5,27.53,13.56,4.09,12.04,4.7,null,null,"55-64",12.663113798176299,25.369036363040099,13.56,4.2217264484539099,10.4650285261413,4.7]
[null,"65-74",15.3,27.25,15.99,9.64,20.100000000000001,10.53,null,null,"65-74",15.3732510167232,26.057418395617201,15.99,9.7993889494054507,18.387839200586701,10.53]
[null,"Above 75",13.94,17.309999999999999,14.06,11.4,14.89,11.62,null,null,"Above 75",13.945772724411601,17.157018358962699,14.06,11.419420993150901,14.6035983808803,11.62]
["Stroke","15-24",null,null,null,null,null,null,null,"Stroke","15-24"]
[null,"25-34",0.27,1.73,0.32,null,null,null,null,null,"25-34",0.27572599880488602,1.5622797387098,0.32]
[null,"35-44",1.04,3.95,1.23,0.33,2.73,0.36,null,null,"35-44",1.0581999259167501,3.6857899643623901,1.23,0.33360901566478501,2.4563163120871399,0.36]
[null,"45-54",2.96,10.11,3.48,1.66,7.67,1.88,null,null,"45-54",3.0069000746361301,9.5080772976368397,3.48,1.6797302640768501,7.1458108605728201,1.88]
[null,"55-64",5.25,13.83,5.85,5.12,18.14,6.12,null,null,"55-64",5.3055990137987603,13.0898701644263,5.85,5.1920768410942602,17.2815598451627,6.12]
[null,"65-74",8.2799999999999994,18.64,8.8800000000000008,11.09,29.57,12.68,null,null,"65-74",8.3379804821523003,17.694410850601301,8.8800000000000008,11.2068953355516,28.320942464000598,12.68]
[null,"Above 75",9.48,15.74,9.7100000000000009,13.07,22.17,13.65,null,null,"Above 75",9.5236585699505891,14.585025119871201,9.7100000000000009,13.151649426139,20.971575854018599,13.65]
[]
[]
["三高保费",null,null,null,null,null,null,null,null,"三高保费"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","3-Highs sufferers","All population","Healthy ","3-Highs sufferers","All population",null,null,null,"Healthy ","3-Highs sufferers","All population","Healthy ","3-Highs sufferers","All population"]
["Myocardial infarct","15-24",null,null,null,null,null,null,null,"Myocardial infarct","15-24"]
[null,"25-34",0.43,5.54,0.88,0.06,3.02,0.1,null,null,"25-34",0.35997475561926001,6.2751142795111701,0.88,4.9793809840181003E-2,3.7905673570663398,0.1]
[null,"35-44",1.42,13.22,3.9,0.15,4,0.35,null,null,"35-44",1.20549809623271,14.0257999611994,3.9,0.19445543009296701,3.2233074282608101,0.35]
[null,"45-54",3.46,19.43,9.0299999999999994,0.65,5.52,1.54,null,null,"45-54",4.3267794808405604,17.8155745058204,9.0299999999999994,0.50327228192832896,6.1786300909661103,1.54]
[null,"55-64",4.96,21.98,13.56,1.72,9.35,4.7,null,null,"55-64",7.2281184469884199,19.755879161339902,13.56,1.48632173449688,9.7137743288487997,4.7]
[null,"65-74",6.28,22.86,15.99,3.52,16.45,10.53,null,null,"65-74",4.3469253200031401,24.229411654025899,15.99,2.8422509634034099,18.880135110500301,10.53]
[null,"Above 75",7.35,17.489999999999998,14.06,6.03,13.95,11.62,null,null,"Above 75",7.3027907127843497,17.514136460457799,14.06,9.3507236483682306,12.5736771380547,11.62]
["Stroke","15-24",null,null,null,null,null,null,null,"Stroke","15-24"]
[null,"25-34",0.15,2.09,0.32,0.08,1.32,0.09,null,null,"25-34",9.5835740877558903E-2,2.6731685232182798,0.32,7.9706957905929104E-2,1.3405495768467199,0.09]
[null,"35-44",0.28999999999999998,4.78,1.23,0.18,3.56,0.36,null,null,"35-44",0.34592354681045101,4.5652684815064202,1.23,0.169914204393327,3.7407738782001601,0.36]
[null,"45-54",0.82,8.4700000000000006,3.48,0.88,6.33,1.88,null,null,"45-54",0.83793958160471105,6.9858192555967298,3.48,1.11880516369343,5.2649832438281603,1.88]
[null,"55-64",1.3,10.34,5.85,2.0099999999999998,12.52,6.12,null,null,"55-64",1.34100676271687,10.299633479960701,5.85,3.1325243222253198,10.7764601033955,6.12]
[null,"65-74",2.41,13.49,8.8800000000000008,3.59,20.34,12.68,null,null,"65-74",2.2399162480803501,15.7000087795598,8.8800000000000008,3.67461446178707,20.268674794483999,12.68]
[null,"Above 75",4.6100000000000003,12.33,9.7100000000000009,6.73,16.52,13.65,null,null,"Above 75",4.52274657500715,12.900288221265299,9.7100000000000009,5.9053387316141501,16.861316749956199,13.65]

{"sheet":"premium(2)","index":7,"n_rows":81,"n_cols":17,"rows_kept":81,"cut":false,"hidden":true,"merged":[]}
["PEI data source","PEI type","critical illness type"]
["2013 NHSS","hypertension","Myocardial infarct"]
["2023 Meinian","diabetes","Stroke"]
[null,"hyperlipidemia"]
[null,"3-Highs"]
[]
["NHSS",null,null,null,null,null,null,null,null,"Meinian"]
["高血压保费",null,null,null,null,null,null,null,null,"高血压保费"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","Hypertension sufferers","All population","Healthy ","Hypertension sufferers","All population",null,null,null,"Healthy ","Hypertension sufferers","All population","Healthy ","Hypertension sufferers","All population"]
["Myocardial infarct",null,null,null,null,null,null,null,null,"Myocardial infarct"]
[null,"25-34",0.56574333857271597,2.39412527338171,0.88,4.1268351915587101E-2,0.48,0.1,null,null,"25-34",0.56414167407939497,2.3518874831800902,0.88,3.5242245571569797E-2,0.65535016393443002,0.1]
[null,"35-44",1.5142290396898399,9.8691192011844695,3.9,0.200931350522186,0.95,0.35,null,null,"35-44",1.4750440561753499,10.334178792537299,3.9,0.17018566896088599,1.15235,0.35]
[null,"45-54",3.5320482070524499,17.6154775859514,9.0299999999999994,0.46972513513172098,3.02,1.54,null,null,"45-54",4.0091363026545599,17.3979608187758,9.0299999999999994,0.43605664847137499,4.2226527965663498,1.54]
[null,"55-64",4.7556509448732198,21.955455270573498,13.56,1.0010147398567499,7.39,4.7,null,null,"55-64",4.7031544565214096,22.948787286921,13.56,0.95557624924487194,8.3219798338693796,4.7]
[null,"65-74",4.4959333478518699,23.059516906083999,15.99,0.93727714244000204,14.82,10.53,null,null,"65-74",6.8964479445241702,22.499783866244499,15.99,5.1211022177364001,14.2687286809397,10.53]
[null,"Above 75",5.5861073976986804,18.496665728724501,14.06,5.0298879200451303,13.86,11.62,null,null,"Above 75",6.4456671745857399,18.816929390166301,14.06,5.81091911919565,14.9951841898179,11.62]
["Stroke",null,null,null,null,null,null,null,null,"Stroke"]
[null,"25-34",0.110880749393272,1.2212703362978099,0.32,6.0837362960490499E-2,0.32295882122948699,0.09,null,null,"25-34",0.13235425879397,1.08797737179487,0.32,5.9415241867459001E-2,1.2337188888888899,0.09]
[null,"35-44",0.19721627895838201,4.00099250872917,1.23,0.15887654361020001,1.2199726974088201,0.36,null,null,"35-44",0.48072478746002201,3.0197767679041498,1.23,0.14118007027464599,3.1856518298031098,0.36]
[null,"45-54",0.70206852239561901,8.23825286167299,3.48,0.63646664228677496,4.1008573203575098,1.88,null,null,"45-54",0.83756455803250296,7.9813081683764597,3.48,0.117598559449241,8.6877249105022596,1.88]
[null,"55-64",1.16161456784703,10.8548400361353,5.85,0.91870882945255405,11.065853428049399,6.12,null,null,"55-64",1.5375924468609801,10.4482344696904,5.85,0.70514351206684101,12.063537275307599,6.12]
[null,"65-74",1.33240269554623,14.128725182207599,8.8800000000000008,0.98658009655495804,19.926149776633899,12.68,null,null,"65-74",3.0019563015916599,13.0359864056884,8.8800000000000008,5.1012013578312798,16.4953265127264,12.68]
[null,"Above 75",3.7484224358959701,13.388250248871699,9.7100000000000009,5.76810518825567,18.129168928453499,13.65,null,null,"Above 75",3.6124374930252001,13.4613020297869,9.7100000000000009,6.6744400594945104,18.464531297235801,13.65]
[]
[]
["糖尿病保费",null,null,null,null,null,null,null,null,"糖尿病保费"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","Diabetes sufferers","All population","Healthy ","Diabetes sufferers","All population",null,null,null,"Healthy ","Diabetes sufferers","All population","Healthy ","Diabetes sufferers","All population"]
["Myocardial infarct","15-34",0.40057834875610798,3.2278437164117402,0.53,null,null,null,null,"Myocardial infarct","15-34",0.40831620488049303,2.9652417758995502,0.53]
[null,null,0.40057834875610798,3.2278437164117402,0.53,null,null,null,null,null,null,0.40831620488049303,2.9652417758995502,0.53]
[null,"35-44",2.83855782944108,14.2847277312614,3.9,0.213009718804684,8.5499730327216596,0.35,null,null,"35-44",2.8010810813986402,14.8432282243032,3.9,0.21961056699765499,8.0224761849131294,0.35]
[null,"45-54",6.4784669242242501,23.575359641769602,9.0299999999999994,1.0969573710564899,9.5831555270158706,1.54,null,null,"45-54",6.8908880070085701,20.161302727629501,9.0299999999999994,1.1513097121846401,8.0950639970269602,1.54]
[null,"55-64",9.66382578852253,27.203156564369799,13.56,3.2696896595277698,13.4510029012984,4.7,null,null,"55-64",10.1546049394739,24.829574168369302,13.56,3.4291514297744601,12.077143343997401,4.7]
[null,null,12.7025725378186,27.1696840994233,16.52,8.3586030648258305,19.2968863876965,11.09,null,null,null,12.960877716655601,26.102479565346101,16.52,8.1784465985106092,20.081289974793499,11.09]
[null,"Above 65",12.7025725378186,27.1696840994233,16.52,8.3586030648258305,19.2968863876965,11.09,null,null,"Above 65",12.960877716655601,26.102479565346101,16.52,8.1784465985106092,20.081289974793499,11.09]
["Stroke","15-34",0.17236296548718999,1.0013670347841499,0.21,6.3141325795438297E-2,0.78964750821076701,0.08,null,"Stroke","15-34",0.16547971698213501,1.22935142843589,0.21,6.3265763018199805E-2,0.75313825446712501,0.08]
[null,null,0.17236296548718999,1.0013670347841499,0.21,6.3141325795438297E-2,0.78964750821076701,0.08,null,null,null,0.16547971698213501,1.22935142843589,0.21,6.3265763018199805E-2,0.75313825446712501,0.08]
[null,"35-44",0.92016835736684999,4.19349901591396,1.23,0.25586741811729902,5.6859929876287403,0.36,null,null,"35-44",0.88996781190241103,4.6453215598653799,1.23,0.258712351906073,5.4570936450222201,0.36]
[null,"45-54",2.2309127107277198,11.292257341202999,3.48,1.5471147626510899,5.8404103791264204,1.88,null,null,"45-54",2.1016582989243302,12.367215070535901,3.48,1.57681322497835,5.02633187441893,1.88]
[null,"55-64",3.7779748743718602,13.6696991473812,5.85,4.1654072381122296,18.3027193697821,6.12,null,null,"55-64",3.2720573548112601,16.1259537824826,5.85,3.7644331960352702,21.750860670120201,6.12]
[null,null,7.2053577812378,15.812993040638499,9.4499999999999993,10.016807058063799,23.200535267741401,13.31,null,null,null,6.6541516015270696,18.097668836156501,9.4499999999999993,9.7467647939955295,24.375141494074001,13.31]
[null,"Above 65",7.2053577812378,15.812993040638499,9.4499999999999993,10.016807058063799,23.200535267741401,13.31,null,null,"Above 65",6.6541516015270696,18.097668836156501,9.4499999999999993,9.7467647939955295,24.375141494074001,13.31]
[]
[]
["高血脂保费",null,null,null,null,null,null,null,null,"高血脂保费"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","Hyperlipidemia sufferers","All population","Healthy ","Hyperlipidemia sufferers","All population",null,null,null,"Healthy ","Hyperlipidemia sufferers","All population","Healthy ","Hyperlipidemia sufferers","All population"]
["Myocardial infarct","15-24",null,null,null,null,null,null,null,"Myocardial infarct","15-24"]
[null,"25-34",0.613563951445661,7.9141459912908303,0.88,null,null,null,null,null,"25-34",0.66286742714027502,6.0062842846927902,0.88]
[null,"35-44",2.8299572182081798,17.4706294392575,3.9,0.26411470881649401,5.8129660437874797,0.35,null,null,"35-44",3.0160259685340001,13.8503259238701,3.9,0.27417329195329898,4.7819918764732803,0.35]
[null,"45-54",7.1496812703242396,26.773086381153199,9.0299999999999994,1.13969656549666,10.6641856839213,1.54,null,null,"45-54",7.3510193636429397,23.2969337885656,9.0299999999999994,1.1966248636724099,8.6193303333756894,1.54]
[null,"55-64",11.3032382173991,30.9883103611233,13.56,3.71177695064085,13.611980917125001,4.7,null,null,"55-64",11.4418849458489,28.5032021786194,13.56,3.82374443182667,11.800763722187501,4.7]
[null,"65-74",13.805012099568,30.545023294467399,15.99,8.7208808310924795,22.5921112124038,10.53,null,null,"65-74",13.8672754637827,29.173554449427201,15.99,8.8563614380871094,20.623126293078499,10.53]
[null,"Above 75",12.5522148446526,19.205698167791699,14.06,10.271178677928599,16.543852097598201,11.62,null,null,"Above 75",12.5571216604024,19.029769280598799,14.06,10.287686522106799,16.214490235610601,11.62]
["Stroke","15-24",null,null,null,null,null,null,null,"Stroke","15-24"]
[null,"25-34",0.24539986551365101,1.97329447345805,0.32,null,null,null,null,null,"25-34",0.250266964497804,1.78041617297433,0.32]
[null,"35-44",0.94537185220861397,4.4810520596267596,1.23,0.29856266908381002,3.1215024055222398,0.36,null,null,"35-44",0.96084178923785202,4.17721051864351,1.23,0.30163033239887699,2.80676616442245,0.36]
[null,"45-54",2.6898894982763601,11.4532697647335,3.48,1.504914938797,8.7269855953582205,1.88,null,null,"45-54",2.7297545617170602,10.7610586570159,3.48,1.5216856632623199,8.1241680850169598,1.88]
[null,"55-64",4.7550901495162696,15.6135577777778,5.85,4.6586442530006398,20.557176550573701,6.12,null,null,"55-64",4.8023493112452096,14.762408466867999,5.85,4.7199095679307597,19.569970372510799,6.12]
[null,"65-74",7.4821250359975098,20.995301660611698,8.8800000000000008,10.0607698747281,33.379362181131299,12.68,null,null,"65-74",7.5314084458269699,19.907874138803201,8.8800000000000008,10.160130909946901,31.942946014732001,12.68]
[null,"Above 75",8.5434919001141907,17.618014904103699,9.7100000000000009,11.7923411028048,24.817659316713002,13.65,null,null,"Above 75",8.5806016845721906,16.2897937919555,9.7100000000000009,11.861743115023,23.439471548834302,13.65]
[]
[]
["三高保费",null,null,null,null,null,null,null,null,"三高保费"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","3-Highs sufferers","All population","Healthy ","3-Highs sufferers","All population",null,null,null,"Healthy ","3-Highs sufferers","All population","Healthy ","3-Highs sufferers","All population"]
["Myocardial infarct","15-24",null,null,null,null,null,null,null,"Myocardial infarct","15-24"]
[null,"25-34",0.40920563221292,6.3271113224901603,0.88,5.5932758183202202E-2,3.4679232428317701,0.1,null,null,"25-34",0.34968417448929101,7.1724927439280002,0.88,4.7257496547356101E-2,4.3540757034580704,0.1]
[null,"35-44",1.4024182580989899,15.0093908519592,3.9,0.14544200324406101,4.58243499920657,0.35,null,null,"35-44",1.22009163989679,15.936060807338601,3.9,0.18322911882308299,3.6892385417065001,0.35]
[null,"45-54",3.3947229728059298,21.895862312869099,9.0299999999999994,0.62932992200070903,6.2709877641631797,1.54,null,null,"45-54",4.1314855315204104,20.039272994562602,9.0299999999999994,0.50461136163978904,7.0284123687742097,1.54]
[null,"55-64",4.8976066117704802,24.603195387084,13.56,1.69767359697454,10.5180016108626,4.7,null,null,"55-64",6.8255072917106299,22.045456422624799,13.56,1.49904707129689,10.9363420890387,4.7]
[null,"65-74",6.1430363541557904,25.4938556275604,15.99,3.5206803393805499,18.3933945742567,10.53,null,null,"65-74",4.4999228761584602,27.068679029690198,15.99,2.94459365827344,21.188049951332001,10.53]
[null,"Above 75",6.95501599759515,19.412838309472601,14.06,5.7097564577354403,15.4621925816035,11.62,null,null,"Above 75",6.9148881034618501,19.440595238999101,14.06,8.5323715588484408,13.8794212903664,11.62]
["Stroke","15-24",null,null,null,null,null,null,null,"Stroke","15-24"]
[null,"25-34",0.143203718322128,2.3873267006015699,0.32,7.2874725733988094E-2,1.5133401420959101,0.09,null,null,"25-34",9.7164098068052707E-2,3.0579705023026,0.32,7.2625639954027807E-2,1.53697215546965,0.09]
[null,"35-44",0.30722793554403399,5.4355029547006204,1.23,0.170926535999885,4.0759957598312697,0.36,null,null,"35-44",0.35476295033291799,5.18856170843301,1.23,0.16235360973421301,4.2838857197614502,0.36]
[null,"45-54",0.87219890343484197,9.5671371088413206,3.48,0.84198119852869402,7.1859047860746701,1.88,null,null,"45-54",0.88744754779884705,7.8603292527775599,3.48,1.0449655876681101,5.9611355164770501,1.88]
[null,"55-64",1.3989083333333301,11.5993343646865,5.85,2.0156867478058,14.093032323098701,6.12,null,null,"55-64",1.43376408164267,11.5529128666413,5.85,2.96983242169732,12.0879614420036,6.12]
[null,"65-74",2.4957315007408298,15.070908470090799,8.8800000000000008,3.6897040269057202,22.760661550509099,12.68,null,null,"65-74",2.35116031160912,17.612418566584498,8.8800000000000008,3.7616263194247299,22.678637564165602,12.68]
[null,"Above 75",4.4065360901206496,13.6949952322529,9.7100000000000009,6.4071634150628096,18.3169281582203,13.65,null,null,"Above 75",4.33237067887673,14.350826686708,9.7100000000000009,5.7062013369348401,18.709442420669902,13.65]

{"sheet":"premium(3)","index":8,"n_rows":81,"n_cols":17,"rows_kept":81,"cut":false,"hidden":true,"merged":[]}
["PEI data source","PEI type","critical illness type"]
["2013 NHSS","hypertension","Myocardial infarct"]
["2023 Meinian","diabetes","Stroke"]
[null,"hyperlipidemia"]
[null,"3-Highs"]
[]
["NHSS",null,null,null,null,null,null,null,null,"Meinian"]
["高血压保费",null,null,null,null,null,null,null,null,"高血压保费"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","Hypertension sufferers","All population","Healthy ","Hypertension sufferers","All population",null,null,null,"Healthy ","Hypertension sufferers","All population","Healthy ","Hypertension sufferers","All population"]
["Myocardial infarct",null,null,null,null,null,null,null,null,"Myocardial infarct"]
[null,"25-34",0.65419560932947296,1.80831276926782,0.88,4.6586593768147298E-2,0.42573702374170003,0.1,null,null,"25-34",0.65202865148556799,1.81406900930702,0.88,3.8433626361535599E-2,0.49350229508197002,0.1]
[null,"35-44",1.5962082729493601,7.8873759969855204,3.9,0.22293065070648699,0.79411108662775798,0.35,null,null,"35-44",1.5431932952532801,7.9758107597014796,3.9,0.18133355212355101,0.88109481605351403,0.35]
[null,"45-54",3.7222247934987802,14.2912167894648,9.0299999999999994,0.46158106517821101,2.66652039503921,1.54,null,null,"45-54",4.3676969228428,13.6417835132363,9.0299999999999994,0.41602958322597799,3.2563667011736501,1.54]
[null,"55-64",4.8336794296183898,18.0951705581578,13.56,0.79167152586954104,6.52846783905325,4.7,null,null,"55-64",4.7626547689071099,18.136798791782201,13.56,0.73019592092405805,6.5600403237413003,4.7]
[null,"65-74",4.1818124117995898,19.170549179744299,15.99,0.59974622413106005,13.1275553926647,10.53,null,null,"65-74",7.4295674543562198,18.015436743206401,15.99,5.6004945971055404,11.459577784633201,10.53]
[null,"Above 75",5.8893149532376903,15.468541311467501,14.06,5.4323786266936303,12.3669141395781,11.62,null,null,"Above 75",7.0522487690260602,15.127960565574901,14.06,6.4890678961325596,12.0925613268895,11.62]
["Stroke",null,null,null,null,null,null,null,null,"Stroke"]
[null,"25-34",0.117362190355604,0.93105633552446898,0.32,7.2427020475957699E-2,0.247752172213099,0.09,null,null,"25-34",0.14641458542713501,0.83253544871795104,0.32,7.0502974291268006E-2,0.262602029664323,0.09]
[null,"35-44",0.14082594604173199,3.0637868320953001,1.23,0.170338853119683,0.93322081361272802,0.36,null,null,"35-44",0.524396281073363,2.3385404149637599,1.23,0.146396565665697,0.99212804842393298,0.36]
[null,"45-54",0.553663295005837,6.39128231060233,3.48,0.630737221917401,3.19408062809033,1.88,null,null,"45-54",0.73698146086750405,6.2013666677309898,3.48,7.1260772509850606E-2,3.8885809775806801,1.88]
[null,"55-64",0.88472755257735503,8.5313239577609394,5.85,0.52381141097056805,8.7088083018915903,6.12,null,null,"55-64",1.3934035065374,8.2307894086494908,5.85,0.234870099213426,8.8591653146444909,6.12]
[null,"65-74",0.75175266652332995,11.212843682943401,8.8800000000000008,1.8850928113152401,15.8262957183446,12.68,null,null,"65-74",3.01056048646715,10.405167195951,8.8800000000000008,5.3783312488305501,14.1061781557628,12.68]
[null,"Above 75",3.9201094678319701,10.7391871503969,9.7100000000000009,6.1915578012364501,14.586066119323901,13.65,null,null,"Above 75",3.7361298392420998,10.793181944986401,9.7100000000000009,7.4177755682066504,14.2674416103841,13.65]
[]
[]
["糖尿病保费",null,null,null,null,null,null,null,null,"糖尿病保费"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","Diabetes sufferers","All population","Healthy ","Diabetes sufferers","All population",null,null,null,"Healthy ","Diabetes sufferers","All population","Healthy ","Diabetes sufferers","All population"]
["Myocardial infarct","15-34",0.47942165124389202,2.43215628358826,0.53,null,null,null,null,"Myocardial infarct","15-34",0.48989051541217699,2.2380591971227299,0.53]
[null,null,0.47942165124389202,2.43215628358826,0.53,null,null,null,null,null,null,0.48989051541217699,2.2380591971227299,0.53]
[null,"35-44",3.3814421705589202,10.8952722687386,3.9,0.24699028119531599,6.3500269672783398,0.35,null,null,"35-44",3.3307383349720898,11.308076980986799,3.9,0.25592084051521802,5.96013799281116,0.35]
[null,"45-54",7.7015330757757496,18.204640358230399,9.0299999999999994,1.30304262894351,7.2168444729841301,1.54,null,null,"45-54",8.2595145407192501,15.681206986909499,9.0299999999999994,1.37657814929337,6.1169507334271103,1.54]
[null,"55-64",11.476174211477501,21.276843435630202,13.56,3.8703103404722201,10.3489970987016,4.7,null,null,"55-64",12.1401695333529,19.522456447282099,13.56,4.0860527355118599,9.3335356867834491,4.7]
[null,null,15.237427462181399,21.5103159005767,16.52,10.001396935174199,15.2231136123035,11.09,null,null,null,15.586899174725501,20.721512549302201,16.52,9.7576558336888599,15.802890176679499,11.09]
[null,"Above 65",15.237427462181399,21.5103159005767,16.52,10.001396935174199,15.2231136123035,11.09,null,null,"Above 65",15.586899174725501,20.721512549302201,16.52,9.7576558336888599,15.802890176679499,11.09]
["Stroke","15-34",0.20763703451280999,0.758632965215851,0.21,7.6858674204561703E-2,0.59035249178923299,0.08,null,"Stroke","15-34",0.19832440418244099,0.92714316921930795,0.21,7.7027030447121295E-2,0.56336739119610701,0.08]
[null,null,0.20763703451280999,0.758632965215851,0.21,7.6858674204561703E-2,0.59035249178923299,0.08,null,null,null,0.19832440418244099,0.92714316921930795,0.21,7.7027030447121295E-2,0.56336739119610701,0.08]
[null,"35-44",1.09983164263315,3.2065009840860399,1.23,0.30413258188270098,4.2340070123712596,0.36,null,null,"35-44",1.0589720811224399,3.5404567774414399,1.23,0.30798160994986701,4.0648205417490502,0.36]
[null,"45-54",2.6090872892722801,8.6477426587970498,3.48,1.87288523734891,4.4795896208735799,1.88,null,null,"45-54",2.43421367330299,9.4422766326518293,3.48,1.9130655099093099,3.8778794217419499,1.88]
[null,"55-64",4.4220251256281404,10.610300852618799,5.85,4.9145927618877696,14.0572806302179,6.12,null,null,"55-64",3.7375484815167401,12.4257934089981,5.85,4.3720984696660103,16.605906808728601,6.12]
[null,null,8.6346422187622007,12.507006959361499,9.4499999999999993,11.983192941936201,18.299464732258599,13.31,null,null,null,7.8888926815064897,14.19568037344,9.4499999999999993,11.617841643490999,19.1676519430262,13.31]
[null,"Above 65",8.6346422187622007,12.507006959361499,9.4499999999999993,11.983192941936201,18.299464732258599,13.31,null,null,"Above 65",7.8888926815064897,14.19568037344,9.4499999999999993,11.617841643490999,19.1676519430262,13.31]
[]
[]
["高血脂保费",null,null,null,null,null,null,null,null,"高血脂保费"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","Hyperlipidemia sufferers","All population","Healthy ","Hyperlipidemia sufferers","All population",null,null,null,"Healthy ","Hyperlipidemia sufferers","All population","Healthy ","Hyperlipidemia sufferers","All population"]
["Myocardial infarct","15-24",null,null,null,null,null,null,null,"Myocardial infarct","15-24"]
[null,"25-34",0.72643604855433896,5.9258540087091696,0.88,null,null,null,null,null,"25-34",0.79314075096469905,4.5156953560062698,0.88]
[null,"35-44",3.3700427817918199,13.2493705607425,3.9,0.315885291183506,4.32703395621252,0.35,null,null,"35-44",3.6217828557620599,10.573494049369099,3.9,0.32949396248624202,3.5650095716759398,0.35]
[null,"45-54",8.6103187296757593,20.566913618846801,9.0299999999999994,1.36030343450334,8.0158143160787496,1.54,null,null,"45-54",8.8827173265187191,17.997583441716799,9.0299999999999994,1.4373240732117201,6.5043994917624701,1.54]
[null,"55-64",13.6967617826009,24.071689638876698,13.56,4.4682230493591497,10.468019082874999,4.7,null,null,"55-64",13.884342650503701,22.234870547460702,13.56,4.6197084650811497,9.1292933300950505,4.7]
[null,"65-74",16.794987900432002,23.954976705532601,15.99,10.5591191689075,17.607888787596199,10.53,null,null,"65-74",16.879226569663601,22.941282341807199,15.99,10.742416460723801,16.152552108094898,10.53]
[null,"Above 75",15.327785155347399,15.414301832208301,14.06,12.5288213220714,13.2361479024018,11.62,null,null,"Above 75",15.3344237884207,15.2842674373266,14.06,12.551155464194901,12.9927065261501,11.62]
["Stroke","15-24",null,null,null,null,null,null,null,"Stroke","15-24"]
[null,"25-34",0.29460013448634897,1.48670552654194,0.32,null,null,null,null,null,"25-34",0.30118503311196798,1.34414330444528,0.32]
[null,"35-44",1.13462814779139,3.4189479403732399,1.23,0.36143733091619001,2.3384975944777602,0.36,null,null,"35-44",1.1555580625956501,3.1943694100812698,1.23,0.36558769893069298,2.10586645975182,0.36]
[null,"45-54",3.2301105017236398,8.7667302352664809,3.48,1.8150850612030001,6.6130144046417803,1.88,null,null,"45-54",3.2840455875551902,8.2550959382577904,3.48,1.8377748648913701,6.1674536361286698,1.88]
[null,"55-64",5.7449098504837304,12.046442222222201,5.85,5.5813557469993604,15.722823449426301,6.12,null,null,"55-64",5.8088487163523004,11.417331861984501,5.85,5.6642441142577704,14.9931493178146,6.12]
[null,"65-74",9.0778749640024792,16.284698339388299,8.8800000000000008,12.119230125271899,25.760637818868702,12.68,null,null,"65-74",9.1445525184776297,15.4809475623994,8.8800000000000008,12.2536597611563,24.698938913269199,12.68]
[null,"Above 75",10.4165080998858,13.8619850958963,9.7100000000000009,14.347658897195201,19.522340683286998,13.65,null,null,"Above 75",10.466715455329,12.880256447786801,9.7100000000000009,14.441555737254999,18.503680159202801,13.65]
[]
[]
["三高保费",null,null,null,null,null,null,null,null,"三高保费"]
["Critical illness","Age group","Male",null,null,"Female",null,null,null,"Critical illness","Age group","Male",null,null,"Female"]
[null,null,"Healthy ","3-Highs sufferers","All population","Healthy ","3-Highs sufferers","All population",null,null,null,"Healthy ","3-Highs sufferers","All population","Healthy ","3-Highs sufferers","All population"]
["Myocardial infarct","15-24",null,null,null,null,null,null,null,"Myocardial infarct","15-24"]
[null,"25-34",0.45079436778707899,4.7528886775098398,0.88,6.4067241816797793E-2,2.5720767571682299,0.1,null,null,"25-34",0.37026533674922801,5.3777358150943302,0.88,0.37036198192165798,3.2270590106746302,0.1]
[null,"35-44",1.43758174190101,11.4306091480408,3.9,0.15455799675593901,3.41756500079343,0.35,null,null,"35-44",1.1909045525686199,12.115539115060299,3.9,1.2673607360112,2.7573763148151098,0.35]
[null,"45-54",3.5252770271940701,16.964137687130901,9.0299999999999994,0.67067007799929101,4.7690122358368203,1.54,null,null,"45-54",4.5220734301607104,15.591876017078199,9.0299999999999994,4.8924232966787198,5.3288478131580099,1.54]
[null,"55-64",5.0223933882295198,19.356804612916001,13.56,1.7423264030254599,8.1819983891374193,4.7,null,null,"55-64",7.6307296022662001,17.466301900054901,13.56,8.8720224416084008,8.4912065686588996,4.7]
[null,"65-74",6.4169636458442101,20.226144372439599,15.99,3.5193196606194501,14.506605425743301,10.53,null,null,"65-74",4.1939277638478201,21.390144278361699,15.99,5.3326659107802197,16.572220269668499,10.53]
[null,"Above 75",7.7449840024048502,15.567161690527399,14.06,6.3502435422645602,12.437807418396501,11.62,null,null,"Above 75",7.6906933221068501,15.587677681916499,14.06,10.587527378192,11.267932985743,11.62]
["Stroke","15-24",null,null,null,null,null,null,null,"Stroke","15-24"]
[null,"25-34",0.15679628167787199,1.79267329939843,0.32,8.7125274266011896E-2,1.1266598579040901,0.09,null,null,"25-34",9.4507383687065197E-2,2.2883665441339698,0.32,8.6788275857830305E-2,1.1441269982238,0.09]
[null,"35-44",0.27277206445596502,4.1244970452993801,1.23,0.18907346400011499,3.0440042401687402,0.36,null,null,"35-44",0.33708414328798397,3.9419752545798299,1.23,0.17747479905244101,3.1976620366388699,0.36]
[null,"45-54",0.76780109656515805,7.3728628911586798,3.48,0.91801880147130599,5.4740952139253301,1.88,null,null,"45-54",0.78843161541057505,6.1113092584158997,3.48,1.1926447397187501,4.5688309711792598,1.88]
[null,"55-64",1.20109166666667,9.0806656353135295,5.85,2.0043132521942,10.9469676769013,6.12,null,null,"55-64",1.2482494437910601,9.0463540932801596,5.85,3.2952162227533299,9.4649587647874203,6.12]
[null,"65-74",2.32426849925917,11.909091529909199,8.8800000000000008,3.49029597309428,17.919338449490901,12.68,null,null,"65-74",2.1286721845515699,13.7875989925351,8.8800000000000008,3.58760260414941,17.858712024802301,12.68]
[null,"Above 75",4.8134639098793501,10.9650047677471,9.7100000000000009,7.0528365849371903,14.723071841779699,13.65,null,null,"Above 75",4.7131224711375701,11.4497497558226,9.7100000000000009,6.1044761262934601,15.0131910792424,13.65]